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PRIVACY POLICY

Effective date: September 29, 2026

This Privacy Policy explains how Avetisyan Finance collects, uses, stores and protects personal data of users of its website (the "Website").

By using the Website, submitting a contact form or providing personal data, you acknowledge that you have read and understood this Privacy Policy.

1. Data Controller

The data controller is Avetisyan Finance, a provider of accounting, tax and financial consulting services in the Republic of Armenia.

For questions concerning personal data, please contact:

Email: cfo@avetisyanfinance.am

2. Personal Data We May Collect

Depending on how you interact with the Website, we may process:

  • name and surname;
  • telephone number;
  • email address;
  • company name;
  • information included in your message;
  • information provided when requesting a consultation;
  • technical information necessary for the operation of the Website, including IP address, device and browser type, and date and time of access;
  • information collected through cookies, where such technologies are used.

We do not intentionally request special categories of personal data through the Website unless such information is necessary for a specific service and permitted by applicable law.

3. Purposes of Processing

Personal data may be processed for the following purposes:

  • responding to inquiries and requests;
  • communicating with users;
  • providing consultations and information about our services;
  • preparing commercial proposals;
  • entering into and performing contracts;
  • providing accounting, tax and financial services;
  • complying with applicable laws and regulations of the Republic of Armenia;
  • maintaining the security and proper operation of the Website;
  • improving our services and Website.

Personal data will not be used for purposes incompatible with the purpose for which it was collected, except where permitted or required by law.

4. Legal Grounds

Personal data is processed in accordance with the laws of the Republic of Armenia, including on the basis of the user's consent where consent is required, as well as where processing is necessary for the performance of a contract, compliance with legal obligations or protection of legitimate interests.

Where processing is based on consent, the user may withdraw that consent, unless otherwise permitted or required by law.

5. Disclosure to Third Parties

Avetisyan Finance does not sell personal data or disclose it to third parties for their independent marketing purposes.

Personal data may be disclosed:

  • where necessary to provide a service requested by the user;
  • to technical, IT, hosting and other service providers necessary for the operation of our business or Website;
  • to government authorities or other persons where required by law;
  • where the user has provided appropriate consent or another lawful basis exists.

We take reasonable measures to ensure the confidentiality and security of personal data when third-party service providers are involved.

6. International Data Transfers

Where the use of third-party technical or IT services results in personal data being transferred outside the Republic of Armenia, such transfers will be carried out in accordance with applicable requirements of the laws of the Republic of Armenia.

7. Data Retention and Security

Personal data is retained only for as long as necessary to fulfil the purposes for which it was collected, comply with contractual or legal obligations, or protect legitimate interests.

Avetisyan Finance takes reasonable organizational and technical measures to protect personal data against unauthorized access, alteration, disclosure, destruction or other unlawful use.

8. Cookies

The Website may use cookies and similar technologies to ensure proper Website functionality, remember user preferences, analyze Website usage and improve the Website.

Users may change their cookie settings through their browser. Disabling certain cookies may affect some Website functions.

Where third-party analytics or advertising technologies are used, additional information may be provided through a separate Cookie Policy or cookie consent settings.

9. User Rights

Subject to applicable law, users may have the right to request:

  • information about the processing of their personal data;
  • correction of inaccurate personal data;
  • restriction or cessation of processing where provided by law;
  • deletion of personal data where legally applicable;
  • withdrawal of consent where processing is based on consent;
  • protection of their rights and legitimate interests in accordance with applicable law.

Requests may be submitted to:

Email: cfo@avetisyanfinance.am

10. Changes to This Policy

Avetisyan Finance may update this Privacy Policy from time to time due to changes in legislation, technology or the operation of the Website.

The current version will be published on the Website together with the date of the latest update.

11. Contact

For questions concerning personal data processing and privacy, please contact:

Avetisyan Finance

Email: cfo@avetisyanfinance.am

Website: avetisyanfinance.am

© 2026 Avetisyan Financeavetisyanfinance.am